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This calculator helps you determine if you should pay for points, or use the money to increase your down payment. But each 'point' will cost you 1% of your mortgage balance. Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. You can even determine the impact of any principal prepayments! Quickly see how much interest you could pay and your estimated principal balances. Use this calculator to generate an estimated amortization schedule for your current mortgage. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. This calculator helps you to determine what your adjustable mortgage payments may be.ĭetermining which mortgage term is right for you can be a challenge. Adjustable rate mortgages can provide attractive interest rates, but your payment is not fixed.